With the approach of Rosh Hashanah and the end of the Shmittah year, a lender should complete the Pruzbul process. This must be done to ensure that any outstanding loans are not cancelled by Shmittah and any future collections are made in a halachically permitted manner. There is a widespread practice for all individuals, even those unaware of any outstanding loans, to complete a Pruzbul.
The Orthodox Union and Rabbinical Council of America, together with their affiliated beit din, the Beth Din of America, have prepared the following Pruzbul form, which we are pleased to share. The Pruzbul process can be completed by following the instructions at the top of the Pruzbul form or under the guidance of your local rabbi.