Towards Better Davening and Torah Reading
Some people follow the GR"A, Aruch Ha- Shulchan and others and say only the three p'sukim of Kedusha and leave the Chazan's parts to him. Others have the practice that the KAHAL says the Chazan's parts too, either with him or right before him. If one says the Chazan's parts, it should be the same words that the Chazan uses in that particular shul. In other words, if you personally daven Nusach Ashkenaz and you are in a Nusach S'fard shul, you should say NAKDISHACH rather than N'KADEISH, M'SHAB'CHIM V'O'M'RIM rather than BARUCH YOMEIRU. KETER and YACHAD rather than NAARITZ'CHA. And vice versa. Or just say the p'sukim, which are the same in all Nuscha'ot. Private prayers can be in your own Nusach, but one should not separate himself from the TZIBUR for things that require a Minyan.

Watch the Commas
We say it in Korbanot, in U'VA L'TZIYON, in ATA KADOSH, and in Havdala.
HASHEM TZVAKOT I"MANU, MISGAV LANU ELOKEI YAAKOV, SELA.
The statement from T'hilim 46:8 and 12 is made of three parts. HASHEM T'VAKOT (is a compound name of G-d, written here the way it is referred to out of the context of prayer or Tanach reading) IMANU - G-d is with us; MISGAV LANU ELOKEI YAAKOV, a refuge (or stronghold) for us is the G-d of Yaakov; and SELA, a separate ending word of 70 p'sukim in T'hilim. We should say it with pauses at the commas, to help our understanding.

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